Our ServicesBTB has over 40 years of experience and we are dedicated to providing all of your insurance needs. Whether you are an individual, a small family owned business or a large corporation, we will tailor a package specifically for your needs.
Life, Health & Employee Benefits
- Health
- Dental
- Disability
- Life
- Vision Care
- Short Term Health
- Long Term Care
- Long Term Disability
- Medicare Supplement
- 401k
- Annuities
- Travel Health
BTB is pleased to offer a variety of options for your Life, Health and Employee Benefits needs. These may include: Group and Individual Health, Dental, Disability, Life, Vision Care, Long Term Care, Long Term Disability, Short Term Disability, Medicare Supplement, Travel Insurance, Short Term Medical Policies, 401k and Annuities. We will assist you in implementing employee benefits programs as well as finding the right medical plan to fit your needs.
Health offers added security and peace of mind in the event you get sick or hurt. Health insurance covers prescription drugs, office visits, x-ray and lab work, surgery and emergency care. An illness or injury could happen to anyone unexpectedly.
Dental is an affordable way to maintain important oral health. Dental insurance provides coverage for regular visits and x-rays which can reduce the risk of permanent damage and help avoid more costly treatment later on.
Disability Insurance can guarantee a fixed amount of income while you are receiving treatment or are recuperating and unable to work after a serious accident or long-term illness.
Life Insurance comes in many different forms: Term Insurance, Permanent Life Insurance, Whole Life Insurance, Universal Life Insurance, Variable Universal Life Insurance. After reviewing the different types of life insurance along with your financial needs, BTB will help you determine the right policy and amount for you and your family.
Vision coverage is more than just getting glasses or contacts. It is about health. Eye exams can catch early warning signs of serious health conditions, like diabetes, high blood pressure, and high cholesterol.
Short-Term Health is an affordable medical solution in providing protection against unexpected illness or accident. Perfect for individuals between jobs, recent graduates or temporary or seasonal employees.
Long Term Care is insurance that pays for medical and personal services for chronically ill or disables person. Covered services may include nursing home care, home health care, adult care and respite care.
Long Term Disability Policies provide wage replacement to individuals who experience wage loss due to a disability and can no longer work to earn an income.
Medicare Supplement covers a lot of gaps that Medicare alone does not cover. There are deductibles and co-insurance that you would be responsible for which could add up to hundreds of dollars that you would have to pay. Many Medicare Supplemental plans pick up those additional costs.
BTB helps to design and implement both IRS qualified and non-qualified retirement plans.
Travel Health provides coverage for emergency medical care, evacuation costs, repatriation of remains and accidental death & dismemberment while traveling outside of the United States.
Please feel free to take advantage of this no-cost, no-obligation opportunity to determine the range of coverage's which best suits your business insurance needs. Click here to request health insurance Click here to request life insurance
Customer Service
Our customer service staff is always ready to assist you during regular business hours. Call us at (805) 347-4700, or toll-free at (800) 727-5918. After hours, please leave a voice mail message.