Our ServicesBTB has over 40 years of experience and we are dedicated to providing all of your insurance needs. Whether you are an individual, a small family owned business or a large corporation, we will tailor a package specifically for your needs.
Business Insurance
- General Liability
- Workers' Compensation
- Commercial Property
- Surety Bonds
- Business Automobile
- Contractor General Liability
- Contractor Equipment
- Employment Practices Liability
- Directors & Officers Liability
- Professional Liability
- Agricultural Liability
- Agricultural Property
BTB will assess your company's risks and vulnerabilities. We have the ability to create many different insurance packages for your business, and we take the time to explain these options to you so you are making an educated decision about your business insurance choices. We will negotiate with carriers on your behalf to ensure we are providing the best coverage for the best premium. Our business insurance options include: Workers' Compensation, General Liability, Commercial Property, Surety Bonds, Business Auto, Contractor General Liability, Employment Practices Liability, Directors & Officers Liability, and Professional Liability. BTB will also assist you with your safety programs and OSHA requirements.
General Liability provides the insurance protection needed to pay damages for bodily injury or property damages for which you are legally responsible. Policies and premiums vary depending on your type of business. BTB specializes in constructing a policy that specifically meets your central coast business needs at the best price.
Workers' Compensation is mandatory for all employers in California and provides benefits for employees injured on the job. These benefits include: medical care, temporary disability, permanent disability, supplemental job displacement benefits, vocational rehabilitation and death benefits. Workers' Compensation can be a costly coverage, fortunately, BTB has access to some of the most competitive rates available.
Commercial Property Insurance compensates you when your property has been damaged or destroyed. Your property might include things such as your building, office equipment, tenant improvements, or stock. BTB will assist you in properly evaluating your property to ensure you have adequate insurance coverage.
BTB is pleased to assist our existing clients in obtaining Surety Bonds for many different needs.
Business Automobile coverage is essential to protect you, your employees, and your business. It is important to protect against legal liability arising out of the ownership, maintenance, or use of an automobile during the course of your business. Let BTB analyze your automobile insurance needs to be sure you have the coverage you need.
Contractor General Liability is available for virtually any type of contractor. To protect your business and comply with the requirements of your job contracts, let BTB build the right insurance package tailored to your specific needs.
BTB can help provide a wide array of property coverage for items that are on and off your premises. Contractor equipment, goods "in-transit", computers and data equipment, machinery, tools, and fine arts are all good examples of items that need special attention.
Employment Practices Liability insures against lawsuits arising from claims of sexual harassment, discrimination, wrongful termination, breach of contract and the like. Companies of all sizes are at risk for allegations of wrongful employment practices. This is an affordable coverage that can save you money in the event of a claim. Click here for the Employment Practices Liability Insurance Form.
If you are the Director or an Officer for any company, non-profit, or board, Directors & Officers Liability is an essential coverage for you. BTB can help protect you in the event you are sued in conjunction with the performance of your duties.
Professional Liability Insurance protects people in fields such as architects, lawyers, physicians and accountants against potential negligence claims. If you are concerned with exposure due to your profession, call BTB for more information about this important coverage.
Agricultural Liability and Property Insurance is available for all farm types and sizes. BTB can help you build a package of coverages that fits the special needs of your farm or ranch.
Please feel free to take advantage of this no-cost, no-obligation opportunity to determine the range of coverage's which best suits your business insurance needs. Click here for a free online quote.
Customer Service
Our customer service staff is always ready to assist you during regular business hours. Call us at (805) 347-4700, or toll-free at (800) 727-5918. After hours, please leave a voice mail message.